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Frequently Asked Questions

Here are the answers to some of your most common questions. If you don't find what you're looking for, please feel free to contact us. We'll do our best to help you out.

Unit Investment Trust Funds (UITFs) are open-ended, pooled trust funds denominated in pesos or any acceptable currency, which are operated and administered by a trust entity and made available by participation.
UITFs are not guaranteed by the trust company and not insured by the PDIC.
UITFs are open-ended thus, no maturity date.
Net Asset Value or NAV is a summation of the market value of each investment less fees, taxes, and other qualified expenses. Net Asset Value per Unit (NAVPU) is the current worth of a Unit of Participation in a Fund. This is computed by dividing the fund’s (NAV) by the total outstanding units.
A unit of participation represents a participant’s proportionate and undivided interest in the UITF as a whole.

For new retail individual/institutional UITF clients, you may click here to open a new account. If you do not have a Wealth Specialist, type 300000 in the space provided for Wealth Specialist code. Watch this video on how to open an account.

For existing retail individual UITF clients, log-in to your Manulife iFunds account to subscribe. Watch this video on how to subscribe.

You may print, fill out and sign the Fund Redemption Form and submit to your Manulife Wealth Specialist.
Minimum initial investment is P5,000.00, minimum maintaining participation is P5,000.00, and minimum transaction amount is P5,000.00.
The minimum holding period for all MAMTC UITFs is thirty (30) days from the date of investment of retail individual/institutional UITF clients. Redemptions during this period will be subject to early redemption charge.
The trust fee and other qualified expenses are already embedded in each UITF’s NAVpu.
There is no entry charge. The early redemption charge (1%) will apply only for redemptions of retail individual/institutional UITF clients made during the minimum holding period.